Planning for plastic surgery involves more than understanding the procedure itself. For many patients, the financial component of surgery can be the deciding factor in the decision-making process. Dr Gary Kode and his team aim to provide transparent information about paying for plastic surgery, including plastic surgery consultation fees, factors that influence surgical costs, Medicare and private health insurance considerations and payment options. The aim is to support informed decision-making by clearly explaining the financial aspects of plastic surgery in a professional and transparent way.
This information is general only and does not replace personalised advice, which is provided during a consultation.
An initial consultation with Dr Gary Kode is an important first step in the surgical process. This appointment allows for a comprehensive medical assessment, discussion of individual concerns and goals, as well as an explanation of suitable surgical options.
Where applicable, a valid medical referral may allow a Medicare rebate for the consultation.
The total cost of plastic surgery can vary between patients. Fees are influenced by several factors, including:
A personalised surgical quote is provided after your consultation, once Dr Kode has completed an assessment and discussed appropriate treatment options.
While Dr Gary Kode does not offer in-house financing, patients may consider the following payment approaches based on their individual circumstances:
Some patients choose to pay the surgical fee in full. Although this is the most straightforward option we understand that this can be significant and may not be financially viable for everyone.
In some cases, patients opt to make payments over time in advance of their scheduled surgery date. Some patients may even choose a later surgery date to give themselves more time to pay for surgery.
Availability and timeframes vary and should be discussed directly with the practice.
Independent medical finance providers offer loans for eligible patients. These services are external to Dr Kode’s practice and patients are responsible for conducting their own research and understanding the terms, fees and obligations involved.
In limited circumstances, patients may be eligible to apply for early access to superannuation on compassionate grounds for specific medical procedures. This process is regulated by government criteria and requires approval through the appropriate channels.
Important/Disclaimer:
Dr Gary Kode and his team do not endorse or recommend accessing superannuation or third-party finance to fund surgery. Patients are strongly advised to seek independent financial advice before making any financial commitments.
Cosmetic procedures are not covered by Medicare or private health insurance. However, some procedures may be eligible for partial rebates if they meet strict medical criteria, including:
Eligibility depends on the procedure and individual circumstances and should be discussed during your consultation. Supporting documentation and a valid referral may be required for assessment.
If surgery is scheduled, a deposit is typically required to secure your operating date. Final payment timeframes will be clearly outlined by the practice prior to surgery, allowing patients sufficient time to prepare. Generally, the procedure must be paid in full at least 2 weeks prior to surgery
Plastic surgery is a significant personal and financial decision. We advise patients to carefully consider their circumstances, understand all associated costs and allow time for informed decision-making. Open discussion during your consultation helps make sure expectations are clear and appropriate.
In some cases, Medicare may offer a rebate for plastic surgery if the procedure meets strict eligibility criteria and is deemed medically necessary. This usually applies to surgeries performed to address functional issues or health concerns, rather than for purely cosmetic reasons.
Whether a Medicare item number applies will be determined during your consultation, based on a thorough medical assessment. If your surgery is eligible, Medicare may contribute to a portion of the surgeon’s fee, and private health insurance (if applicable) may help cover hospital and anaesthetic fees, depending on your level of cover.
If you are eligible for Medicare and have the right level of health cover, your health insurer may subsidise some of your surgery. Please note there will still be a significant out-of-pocket payment as we are NOT a NO GAP provider.
Surgical fees will need to be paid before the scheduled procedure. Payment timeframes, including any required deposits and final payment dates, will be outlined clearly once a surgical plan has been discussed and agreed upon.
The total cost of surgery may include:
Your personalised quote will outline what is included so you can understand the overall costs involved.
In some cases, structured payments prior to surgery may be possible. These arrangements are discussed on an individual basis and must be finalised before the procedure. Dr Gary Kode does not offer in-house financing.
In certain circumstances, patients may apply for early release of superannuation on compassionate grounds for specific medical procedures. This process is governed by strict government criteria and requires approval through the appropriate regulatory bodies.
Dr Gary Kode does not recommend or endorse accessing superannuation and urges patients to seek independent financial and legal advice.
Medicare rebates may apply to consultations if you have a valid referral from a GP or specialist. Rebates vary and do not usually cover the full consultation fee.
Costs can vary depending on:
This is why a personalised consultation is essential.
A consultation with Specialist Plastic Surgeon Dr Gary Kode provides an opportunity to discuss surgical options, expected outcomes, risks and costs in detail. His team is available to answer questions regarding fees, referrals and the booking process.
Plastic Surgery Costs and Fees Melbourne | Dr Kode Pricing Info